Solve The Affordability Crisis For Your Employees

Retain, reward and empower your workforce without increasing payroll cost—smarter employee stock plans without barriers.

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Leading Employers Trust Carver Edison To Unlock $3 Billion of Employee Compensation Across 32 Countries.

Financial Challenges Are Holding Your Employees Back

The cost of living continues to considerably outpace wage growth. Employees are feeling the strain as everyday expenses consume the majority of their income with few solutions.

Rising Cost of Living Outpaces Wages

With expenses growing faster than paychecks, employees are finding it harder to achieve financial stability, impacting their ability to build long-term wealth

Limited Savings Leave Employees Vulnerable

78% of employees live paycheck-to-paycheck, and 60% cannot cover a $1,000 emergency. This financial insecurity erodes their ability to save, invest, or feel financially stable.

Financial Stress Impacts Employee Retention

Employees facing financial stress are 5x more likely to be distracted at work and 3x more likely to be looking for another job, costing companies billions in lost productivity and turnover.

Make Wealth Possible With Cashless Participation

Cashless Participation removes financial barriers, enabling every employee to become a shareholder without reducing their paycheck—driving higher employee retention and engagement.

87% of users place higher value on Cashless Participation than other company provided benefits.

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The Results

Maximize every resource with AI-powered controls, payments, and accounting.

Superior Perceived Value

87%

87% of employees value Cashless Participation above other offered benefits. Learn More

Enhanced Employer Reputation

81%

81% agree that Cashless Participation improves their perception of their employer.

Improved Employee Retention

52%

Employees that use Cashless Participation have a 52% higher 18 month retention rate. Learn more

Better Financial Outcomes

122%

Employees realize a 122% higher return per dollar invested, amplifying financial resilience and stability.

Higher Employee Engagement

501%

Participants using Cashless Participation are 501% more engaged with plan educational material

Reduced Market Risk

78%

Up to 78% more protection for employees against declining stock prices

Source: Carver Edison 2024 participant data. All data is provided for illustration purposes only and should not be considered or interpreted to be a an express or implied guarantee of any form. Past performance is not indicative of future results which could significantly differ.

Trusted By Leading Employers Across Industries

How Outset Medical Reinforced Inclusivity, Retention, and Attraction Using Cashless ESPP

Inclusivity got an upgrade at Outset Medical when they enhanced their ESPP with Cashless Participation, nearly doubling employee enrollment and delivering impressive returns—up to 607% ROI—while strengthening talent retention.

Denali Therapeutics Improves Financial Wellness With Cashless Participation

Every benefit matters in the competitive world of BioTech so Denali Therapeutics turned to Carver Edison to unlock employee financial wellness with Cashless Participation—boosting ESPP enrollment by 30% and helping employees earn 7.6x more profit per dollar invested.

RB Global Maximized Value While Minimizing Expense With Cashless Participation

RB Global transformed its ESPP by replacing costly company matches with Cashless Participation, reducing per-share costs and achieving 90% global adoption, demonstrating that strategic innovation in benefits can elevate employee satisfaction and corporate efficiency simultaneously.

Ready To Help Your Workforce Build Wealth?

See how we can transform your workforce’s financial future, increase retention and drive engagement today.

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